Per Diem

Per Diem lets you analyze your full financial life with AI. Connect your Per Diem account to ask questions about your net worth, account balances, holdings, transactions, budgets, current-year cash flow, and FIRE plan.

Use it to answer questions like:

“Can we afford a trip to Mexico next winter?”
“When am I projected to reach financial independence?”
"How much can I spend per day to stay on budget this month?"
“Summarize my net worth and biggest holdings.”
“Find recent transactions from Amazon or restaurants.”
“How concentrated is my portfolio?”

Per Diem provides read-only financial context from your connected accounts and planning data so ChatGPT can help you understand spending patterns, review budgets, inspect transactions, evaluate portfolio concentration, and reason about your path to financial independence. Per Diem does not move money, make trades, change your data, or provide legal, tax, accounting, or investment advice.